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:root{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;--ink:#15191c;--ink-soft:#2c3438;--muted:#5b6468;--paper:#faf8f4;--white:#fff;--rule:#ddd7cb;--rule-soft:#ebe6dc;--gold:#c08a2a;--gold-text:#86600f;--gold-wash:#f4ead6;--night:#15191c;--night-text:#ece7dc;--night-muted:#b8b2a5;--serif:var(--font-serif), Georgia, "Times New Roman", serif;--sans:var(--font-sans), "Segoe UI", Arial, sans-serif;--max:1240px;--gutter:clamp(20px, 4vw, 48px);--measure:40rem;--section:clamp(56px, 7vw, 96px);--section-tight:clamp(40px, 5vw, 64px);--col-gap:clamp(28px, 5vw, 72px);--contents-w:220px}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:20px}@media 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0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}h1,h2,h3{color:var(--ink);font-family:var(--serif);letter-spacing:-.015em;text-wrap:balance;margin:0;font-weight:500;line-height:1.12}h1{letter-spacing:-.025em;font-size:clamp(2.3rem,4.2vw,3.6rem);line-height:1.05}h2{font-size:clamp(1.7rem,2.8vw,2.4rem)}h3{font-size:clamp(1.2rem,1.7vw,1.4rem);line-height:1.25}p{max-width:var(--measure);margin:0 0 1em}p:last-child{margin-bottom:0}.wrap{width:100%;max-width:var(--max);padding-inline:var(--gutter);margin:0 auto}.skip{position:absolute;left:-9999px}.skip:focus{background:var(--white);z-index:99;padding:10px 14px;top:12px;left:12px}.lede,.standfirst{color:var(--ink-soft);font-size:clamp(1.15rem,1.5vw,1.32rem);line-height:1.5}.muted,.sub{color:var(--muted)}.sub{margin-top:14px;font-size:1rem}.small-label{color:var(--muted);margin:0 0 12px;font-size:.95rem;font-weight:600}.list{margin:0 0 1.2em;padding-left:1.15em}.list 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0}.button:disabled{opacity:.6;cursor:wait}.text-link{font-weight:600}.linkbtn{font:inherit;color:var(--ink);text-decoration:underline;-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold);text-underline-offset:.2em;cursor:pointer;background:0 0;border:0;padding:0}.actions{flex-wrap:wrap;align-items:center;gap:14px 28px;display:flex}.top{z-index:30;background:var(--paper);border-top:4px solid var(--ink);border-bottom:1px solid var(--ink);position:relative}.top .bar{justify-content:space-between;align-items:center;gap:24px;min-height:76px;display:flex}.brand{color:var(--ink);flex-wrap:wrap;align-items:baseline;gap:12px;text-decoration:none;display:flex}.brand:hover{color:var(--ink)}.wordmark{font-family:var(--serif);letter-spacing:-.02em;color:var(--ink);font-size:1.7rem;font-weight:600;line-height:1;text-decoration:none}.brand-byline{color:var(--muted);font-size:.9rem}.navlinks{align-items:center;gap:30px;display:flex}.navlinks a{color:var(--ink);padding-block:8px;font-size:1rem;font-weight:500;text-decoration:none}.navlinks a:hover{color:var(--gold-text)}.navlinks a[aria-current=page]{box-shadow:inset 0 -2px var(--gold)}.navlinks a.talk{background:var(--ink);color:var(--white);box-shadow:none;border-radius:3px;padding:10px 18px;font-weight:600}.navlinks a.talk:hover{background:var(--ink-soft);color:var(--white)}.menubtn{border:1px solid var(--ink);font:inherit;color:var(--ink);cursor:pointer;background:0 0;border-radius:3px;padding:8px 16px;font-size:1rem;font-weight:600;display:none}.cover{padding:var(--section-tight) 0 var(--section)}.cover-grid{column-gap:var(--col-gap);grid-template-columns:minmax(0,11fr) minmax(0,13fr);grid-template-areas:"text photo";align-items:start;display:grid}.cover-text{border-top:3px solid var(--gold);flex-direction:column;grid-area:text;padding-top:18px;display:flex}.cover-title{letter-spacing:-.025em;max-width:21ch;font-size:clamp(2.3rem,3.7vw,3.25rem);line-height:1.04}.cover-text .standfirst{max-width:30rem;margin:22px 0 28px}.cover-photo{border-top:1px solid var(--ink);grid-area:photo;margin:0;padding-top:24px}.cover-photo img{aspect-ratio:1400/788;background:var(--night);width:100%;height:auto;display:block}.cover-photo figcaption{color:var(--muted);margin-top:12px;font-size:.95rem;line-height:1.45}.cover-photo strong{color:var(--ink);font-weight:600}.questions{background:var(--night);color:var(--night-text);padding:clamp(32px,4vw,48px) 0 clamp(36px,4.5vw,56px)}.questions-title{font-family:var(--sans);color:var(--night-muted);letter-spacing:0;margin-bottom:18px;font-size:1rem;font-weight:600}.question-list{grid-template-columns:repeat(5,minmax(0,1fr));gap:0;margin:0;padding:0;list-style:none;display:grid}.question-list li{border-left:1px solid #ece7dc38}.question-list li:first-child{border-left:0}.question-list a{height:100%;color:var(--white);flex-direction:column;justify-content:space-between;gap:18px;padding:4px 20px 6px;text-decoration:none;display:flex}.question-list li:first-child a{padding-left:0}.q-text{font-family:var(--serif);font-size:clamp(1.1rem,1.5vw,1.3rem);line-height:1.3}.q-meta{color:var(--night-muted);font-size:.9rem}.question-list a:hover .q-text{text-decoration:underline;-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold);text-underline-offset:.2em;text-decoration-thickness:2px}.feature{padding:var(--section) 0 var(--section-tight)}.feature-grid{gap:var(--col-gap);grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:start;display:grid}.feature-main{border-top:3px solid var(--gold);padding-top:18px;position:sticky;top:24px}.feature-main h2{letter-spacing:-.02em;margin-bottom:20px;font-size:clamp(1.9rem,3vw,2.7rem);line-height:1.08}.feature-main h2 a{text-decoration:none}.feature-main h2 a:hover{text-decoration:underline;-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold)}.feature-answer{font-family:var(--serif);color:var(--ink-soft);font-size:1.25rem;line-height:1.5}.feature-meta,.guide-meta{color:var(--muted);flex-wrap:wrap;gap:4px 18px;margin:18px 0 24px;font-size:.92rem;display:flex}.feature-meta a{color:var(--gold-text);font-weight:600}.feature-pull{border-top:3px solid var(--gold);font-family:var(--serif);color:var(--ink);margin:0;padding:28px 0;font-size:1.6rem;line-height:1.35}.feature-more{margin-top:var(--section-tight);column-gap:var(--col-gap);grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:start;row-gap:18px;display:grid}.feature-more-title{font-family:var(--sans);letter-spacing:0;border-top:1px solid var(--ink);grid-column:1/-1;padding-top:14px;font-size:1rem;font-weight:700}.feature-more .guide-list{column-gap:var(--col-gap);border:0;grid-column:1/-1;grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.feature-more .guide-list li{border:0;border-left:1px solid var(--rule);padding-left:clamp(16px,2vw,24px)}.feature-more .guide-list li:first-child{border-left:0;padding-left:0}.feature-more .guide-item{padding:0}.feature-more>p{grid-column:1/-1;margin-top:6px}.guide-list{border-top:1px solid var(--rule);margin:0;padding:0;list-style:none}.guide-list li{border-bottom:1px solid var(--rule)}.guide-item{color:var(--ink);padding:18px 0 20px;text-decoration:none;display:block}.guide-item:hover{color:var(--ink)}.guide-item:hover .guide-title,.topic-articles a:hover .guide-title,.related-list a:hover .guide-title{text-decoration:underline;-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold);text-underline-offset:.18em;text-decoration-thickness:2px}.guide-title{font-family:var(--serif);color:var(--ink);font-size:1.25rem;line-height:1.3;display:block}.guide-summary{color:var(--muted);max-width:40rem;margin-top:6px;font-size:1rem;display:block}.guide-item .guide-meta,.topic-articles .guide-meta,.related-list .guide-meta{margin:8px 0 0;font-size:.88rem}.compare{background:var(--white);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);padding:var(--section) 0}.compare-grid{gap:var(--col-gap);grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:start;display:grid}.compare-copy{border-top:3px solid var(--gold);padding-top:18px}.compare-copy h2{margin-bottom:22px}.compare-route{border-top:1px solid var(--rule);padding:18px 0 20px}.compare-route h3{font-family:var(--sans);letter-spacing:0;margin-bottom:6px;font-size:1.05rem;font-weight:700}.compare-route p{font-size:1.05rem}.compare-grid .viz{background:var(--paper)}.services{padding:var(--section) 0}.services-grid{column-gap:var(--col-gap);grid-template-columns:minmax(0,6fr) minmax(0,6fr);align-items:start;row-gap:24px;display:grid}.services-title{grid-column:1/-1;max-width:18ch}.service-list{border-top:2px solid var(--ink);margin:0}.service-list>div{border-bottom:1px solid var(--rule);grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:6px 24px;padding:18px 0 20px;display:grid}.service-list dt{font-family:var(--serif);color:var(--ink);font-size:1.25rem;line-height:1.25}.service-list dd{margin:0;font-size:1.02rem}.engage-line{margin-top:22px;font-size:1.05rem}.engage-line a{margin-left:4px;font-weight:600}.services-film{border-top:2px solid var(--ink);padding-top:0}.services-film .explainer{padding-top:18px}.explainer{margin:0}.explainer video{aspect-ratio:16/9;background:var(--night);width:100%;display:block}.explainer figcaption{margin-top:12px}.explainer-title{color:var(--ink);font-size:1rem;font-weight:600;display:block}.explainer-length{color:var(--muted);font-weight:400}.video-transcript{margin-top:6px;font-size:1rem}.video-transcript summary{cursor:pointer;width:fit-content;text-decoration:underline;-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold);text-underline-offset:.2em}.video-transcript p{margin:10px 0 0}.credentials{background:var(--night);color:var(--night-text);padding:var(--section) 0}.credentials-grid{gap:var(--col-gap);grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:end;display:grid}.credentials-portrait{justify-self:end;width:100%;max-width:300px}.credentials-portrait img{aspect-ratio:683/1024;object-fit:cover;width:100%;height:auto;display:block}.credentials 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li:last-child{border-bottom-color:var(--ink)}.topic-articles a{color:var(--ink);padding:18px 0 20px;text-decoration:none;display:block}.topic-articles .guide-summary{max-width:38rem}.topic-visual{grid-column:1/-1;margin-top:12px}.index-body .topic-index>.topic-block:last-child{padding-bottom:8px}.index-foot{border-top:1px solid var(--rule);padding:28px 0 40px}.index-foot-grid{color:var(--muted);grid-template-columns:1fr 1fr;gap:24px 48px;font-size:.98rem;display:grid}.reading-head{padding:var(--section-tight) 0 clamp(28px, 3.5vw, 44px)}.reading-head-grid>*{margin-left:calc(var(--contents-w) + var(--col-gap))}.crumbs{color:var(--muted);flex-wrap:wrap;gap:8px;margin-bottom:20px;font-size:.95rem;display:flex}.crumbs a{font-weight:600}.reading-head h1{max-width:22ch;margin-bottom:20px;font-size:clamp(2.2rem,4.2vw,3.6rem)}.reading-head .standfirst{font-family:var(--serif);max-width:44rem;font-size:clamp(1.2rem,1.7vw,1.45rem)}.byline{border-top:1px solid 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minmax(0,5fr);align-items:start;display:grid}.reading-next h2{margin-bottom:14px;font-size:1.6rem}.reading-next .resource-gate{margin-top:calc(1.792rem + 14px)}.related-list{border-top:3px solid var(--gold);margin:0 0 18px;padding:0;list-style:none}.related-list li{border-bottom:1px solid var(--rule)}.related-list a{padding:14px 0 16px;text-decoration:none;display:block}.resource-gate{background:var(--paper);border-top:3px solid var(--gold);padding:clamp(22px,3vw,32px)}.resource-gate .button{margin-top:4px}.resource-gate h2{margin-bottom:10px;font-size:1.45rem}.resource-gate p{margin-bottom:18px;font-size:1.02rem}.tablewrap{border-top:2px solid var(--ink);border-bottom:1px solid var(--ink);-webkit-overflow-scrolling:touch;max-width:100%;margin:24px 0 28px;overflow-x:auto}.tablewrap:focus-visible{outline-offset:2px}table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;font-size:.98rem;line-height:1.5}th,td{border-bottom:1px solid var(--rule);vertical-align:top;min-width:140px;padding:12px 16px 12px 0}th{text-align:left;color:var(--ink);border-bottom-color:var(--ink);vertical-align:bottom;font-size:.9rem;font-weight:700}tbody tr:last-child td{border-bottom:0}td:first-child{color:var(--ink);font-weight:600}.section{padding:var(--section) 0}.photo-band{padding:0 0 var(--section);margin:0}.page-hero+.photo-band{padding-top:var(--section-tight)}.photo-band-frame{gap:var(--col-gap);border-top:1px solid var(--ink);grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:center;padding-top:24px;display:grid}.photo-band img{background:var(--night);width:100%;height:auto;display:block}.photo-band-portrait img{justify-self:start;max-width:420px}.aicon-photo{border-top:1px solid var(--ink);margin:0;padding-top:18px}.aicon-photo img{width:100%;height:auto;display:block}.aicon-photo figcaption{color:var(--muted);margin-top:12px;font-size:.95rem;line-height:1.45}.photo-band figcaption{color:var(--muted);border-top:3px solid var(--gold);max-width:26rem;padding-top:14px;font-size:.95rem;line-height:1.5}.photo-band figcaption strong{font-family:var(--serif);color:var(--ink);margin-bottom:6px;font-size:1.3rem;font-weight:500;line-height:1.25;display:block}.tint{background:var(--white);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}.section-head{max-width:40rem;margin-bottom:clamp(24px,3vw,40px)}.section-head p{color:var(--muted);margin-top:12px;font-size:1.12rem}.two-col{gap:var(--col-gap);grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:start;display:grid}.prose p{max-width:42rem}.prose h2{margin:36px 0 12px;font-size:1.45rem}.prose h2:first-child{margin-top:0}.page-hero{padding:var(--section-tight) 0 clamp(32px, 4vw, 56px);border-bottom:1px solid var(--ink)}.page-hero-layout{gap:var(--col-gap);grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:end;display:grid}.page-hero h1{max-width:16ch;font-size:clamp(2.4rem,4.4vw,3.8rem)}.page-hero .lede{margin-top:0}.page-hero>.wrap>.lede{margin-top:20px}.close-band{background:var(--night);color:var(--night-text);padding:clamp(40px,5vw,64px) 0}.close-band h2{color:var(--white);margin-bottom:8px}.close-band a:not(.button){color:var(--white)}.close-layout{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px 48px;display:flex}.close-mail{font-size:1.1rem;font-weight:600}.contact-card{background:var(--white);border-top:3px solid var(--gold);padding:clamp(22px,3vw,34px)}.contact-address{font-family:var(--serif);overflow-wrap:anywhere;margin-bottom:20px;font-size:clamp(1.4rem,2.4vw,1.9rem);line-height:1.2}.contact-address a{color:var(--ink)}.contact-note{color:var(--muted);margin-top:16px;font-size:1rem}.contact-card .button{width:100%}.steps{counter-reset:step;margin:0;padding:0;list-style:none}.steps li{counter-increment:step;border-top:1px solid var(--rule);grid-template-columns:40px minmax(0,1fr);column-gap:12px;padding:16px 0;display:grid}.steps li:before{content:counter(step);font-family:var(--serif);color:var(--gold-text);grid-row:1/span 2;font-size:1.6rem;line-height:1.1}.steps h3{margin-bottom:4px;font-size:1.2rem}.steps p{color:var(--muted);font-size:1.02rem}.steps-row{grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(20px,3vw,44px);display:grid}.steps-row li{border-top:2px solid var(--ink);grid-template-columns:1fr;padding-top:16px}.steps-row li:before{grid-row:auto;margin-bottom:8px}.option-table{grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(20px,3vw,40px);display:grid}.option{border-top:2px solid var(--ink);padding-top:18px}.option h3{margin-bottom:14px;font-size:1.4rem}.option dl{margin:0}.option dt{color:var(--gold-text);margin-top:14px;font-size:.92rem;font-weight:700}.option dt:first-child{margin-top:0}.option dd{margin:4px 0 0;font-size:1.02rem}.check-list{margin:0;padding:0;list-style:none}.check-list li{border-top:1px solid var(--rule);padding:14px 0 14px 34px;position:relative}.check-list li:last-child{border-bottom:1px solid var(--rule)}.check-list li:before{content:"";border-left:2px solid var(--ink);border-bottom:2px solid var(--ink);width:12px;height:7px;position:absolute;top:21px;left:4px;transform:rotate(-45deg)}.timeline{margin:0;padding:0;list-style:none}.timeline li{border-left:2px solid var(--rule);margin-left:7px;padding:0 0 26px 30px;position:relative}.timeline li:last-child{border-left-color:#0000;padding-bottom:0}.timeline li:before{content:"";background:var(--paper);border:2px solid var(--ink);border-radius:50%;width:16px;height:16px;position:absolute;top:6px;left:-9px}.timeline h3{margin-bottom:6px}.about-intro{padding:var(--section-tight) 0}.why-title{max-width:22ch}.about-layout{gap:var(--col-gap);grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:end;display:grid}.portrait-about{justify-self:end;width:100%;max-width:360px}.portrait-about img{aspect-ratio:683/1024;object-fit:cover}.portrait img{width:100%;height:auto;display:block}.about-copy h1{margin-bottom:10px;font-size:clamp(2.6rem,5vw,4.2rem)}.about-role{margin-bottom:24px;font-size:1.2rem}.credential-list{max-width:36rem;margin:0 0 28px;padding:0;list-style:none}.credential-list li{font-family:var(--serif);color:var(--ink);border-top:1px solid var(--rule);padding:12px 0;font-size:1.2rem;line-height:1.35}.credential-list li:first-child{border-top:2px solid var(--gold)}.credential-list li:last-child{border-bottom:1px solid var(--rule)}.why-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(24px,3.5vw,52px);display:grid}.why-grid>div{border-top:2px solid var(--ink);padding-top:16px}.why-grid h3{margin-bottom:10px}.about-notes{padding:clamp(32px,4vw,52px) 0}.about-notes h2{font-size:1.5rem}.policy-nav{position:sticky;top:20px}.policy-nav ol{margin:0;padding-left:1.2em}.policy-nav li{margin-bottom:10px}.hero{border-bottom:1px solid var(--ink);padding:clamp(36px,5vw,72px) 0 clamp(32px,4vw,56px)}.hero 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